In the News:

Merchant e-Solutions Further Enhances e-Commerce Platform with Support for Authentication Security Programs

Redwood City, CA - May 28, 2008 - Merchant e-Solutions, Inc. (MeS), a leader in payment processing services, today announced that it is adding Payer Authentication security programs to its e-Commerce service offering. Enhanced e-Commerce services are delivered through the integration of CardinalCommerce's Centinel system with the MeS Payment Network and include support for Verified by Visa and MasterCard SecureCode, as well as alternative payment brands like Bill Me Later.

In focusing on the needs of e-Commerce merchants, MeS has developed the MeS Payment Network that includes a direct association connection for authorization. Proprietary payment solutions include the MeS Payment Gateway and Virtual Terminal, which provide for better control of costs, interchange qualification, and service levels. The payment solutions provided by MeS are comprehensive and PCI compliant and designed with features that eliminate the need for merchants to store cardholder data, thereby reducing a merchant's risk exposure. With a streamlined interface, the MeS Payment Gateway provides merchants with an e-Commerce proven solution that's easy on a merchant´┐Żs IT resources and ideal for integration with existing order-entry products, shopping carts, electronic retail systems and cash registers. The integration of Cardinal Centinel provides additional benefits of interchange relief and cardholder authentication through participation in the Verified by Visa and MasterCard SecureCode programs, as well as fraudulent chargeback protection.

"In addition to expanding payment acceptance, MeS is providing merchants with access to the large market of potential customers who want assurance their online payments are secure," says Jim Aviles, COO, Merchant e-Solutions. "Cardinal's reputation as a worldwide leading provider of authentication programs, combined with MeS' proprietary payment services will enable us to continue to expand our services in the e-Commerce arena."

"Cardinal is pleased to combine the power of Cardinal Centinel, our merchant platform that enables multiple payment brands with one easy integration, with the Merchant e-Solutions payment system." says Michael Keresman III, CEO, CardinalCommerce. "With thousands of merchants and growing, MeS will be a major player in the eCommerce space and we're happy to provide this new value to their present and future merchants."

About Merchant e-Solutions

Merchant e-Solutions is an Internet-based payment processing company that was founded in 1999 to provide better technology solutions for the card payment acquiring industry for merchants as well as banks. In addition to providing traditional payment processing solutions via dial terminals and personal computers, Merchant e-Solutions provides services tailored specifically for the e-Commerce industry. Merchant e-Solutions currently processes more than $14 billion dollars in payments for more than 60,000 merchants. Merchant e-Solutions is headquartered in Redwood City CA, with operations in Spokane WA, and satellite offices in Minneapolis MN, and Columbus GA. For more information, go to http://www.merchante-solutions.com.

About CardinalCommerce

CardinalCommerce Corporation is a leading provider of payment brands for banks, merchants, processors, and financial service providers. CardinalCommerce enables Verified by Visa, MasterCard SecureCode, PayPal, Bill Me Later, Google Checkout, eLayaway, eBillme, Green Dot MoneyPak, Ukash, MyECheck, Western Union, NACHA Secure Vault Payments, and Ebates. Cardinal's proprietary and easily deployable technology provides consumers, merchants, credit/debit card issuers, and processors the ability to conduct authenticated Internet, wireless, and mobile transactions safely and securely. Headquartered in Cleveland, Ohio, with facilities in the United States, Europe, and Africa, CardinalCommerce services a global customer base. For more information, visit www.cardinalcommerce.com.

*Patent No.: US 7,051,002 B2

Contact Information:

Jim Aviles
Merchant e-Solutions
Chief Operating Officer
3400 Bridge Parkway 100
Redwood City, CA 94065
USA
Voice: 650-628-6830
Fax: 650-620-9287
E-Mail: javiles@merchante-solutions.com

At IRCE 2008 please contact:
Mike Long
Email: mlong@accertify.com

At Merchant e-Solutions:
Jim Aviles
Merchant e-Solutions
Chief Operating Officer
3400 Bridge Parkway 100
Redwood City, CA 94065
USA
Voice: 650-628-6830
Fax: 650-620-9287
E-Mail: javiles@merchante-solutions.com

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