The Merchant e-Solutions Payment Gateway Application Programming Interface (API) utilizes the Internet to provide a simple and secure method of processing credit card payments. By sending an HTTPS POST with minimal transaction information to a payment gateway, you can avoid the complex transmission protocols and message formats unique to the credit card payment industry networks. MeS not only simplifies the procedure, but manages the ongoing process of change resulting from credit card association requirement updates.
Features and Benefits
- A Single and Simplified Application Payment Interface (API) supports processing over 150 currencies and a broad range of payment types, including credit, pin-debit and alternative payments such as online PIN Debit, Bill Me Later and PayPal.
- Recurring Billing, Scheduled Payments Solutions, including Account Updater Services providing Visa and MasterCard’s current cardholder information.
- Transaction Processing Tokenization removes the need for you to store credit card information for research and subsequent transactions.
- Intelligent Real-Time Transaction Results supports business intelligence and management of payment transactions to minimize interchange costs.
- Fraud Detection and Risk Management Services are available through forward thinking payment solutions.
- Virtual Terminal Access to manage one-off payment transactions.
- Superior Real-Time, Web-Based Reporting providing consolidated reports across currencies and sales with 5+ years of processing history.
- Automated Chargeback Management to help with management and resolution time.
- Support for Verified by Visa and MasterCard SecureCode which offers extra layer of cardholder authentication while providing lower processing fees and chargeback protections.
- Compliance with the Payment Card Industry (PCI) Data Security Standards.
- Redundant Payment Servers support our service and availability of 99.99%.
- 24 by 7 access to experienced customer support.
We also partner with other payment gateways, shopping carts and integrators to provide e-commerce processing and merchant account services.
Merchant e-Solutions is committed to providing secure payment solutions to our merchants and is compliant with the Payment Card Industry (PCI) Standard.