In the News:

Merchant e-Solutions Offers Free Tokenization Services to Protect Cardholder Data

Redwood City, CA, November 30, 2009- Merchant e-Solutions, Inc. (MeS), a global leader in payment processing services, today announced it is providing merchants with a tokenization solution at no extra cost to protect sensitive credit card data and reduce the burden of PCI compliance.

In focusing on the requirements of multi-channel merchants in retail, mail order/telephone order (MOTO) and ecommerce (card-not-present) businesses, merchants using this secure technology through the MeS proprietary platform, payment gateway or virtual terminal, will find it easier to comply with PCI requirements. In addition, recurring billers utilizing Merchant e-Solutions integration of Visa and MasterCard's Account Updater Services will be able to update cardholder data, and with tokenization protect cardholder information being transmitted during billing, payment and settlement processing.

"Using tokenization, the actual card number is only transmitted in the initial payment request, then with the approval or decline of the transaction MeS returns a token instead of the actual card number," explained Jim Aviles, COO, Merchant e-Solutions. "We're providing merchants with a secure process to help eliminate the risk and expense of storing credit card numbers on their business systems, thus lowering their operational costs."

Javelin Strategy & Research recently reported that by 2012, an estimated 30 percent of online transactions "will be handled by alternative sources of payment." MeS's highly advanced platform for global payment processing integrates all payment authorization, settlement and real-time online reporting into one interface, making it even easier to launch Bill Me Later and reconcile all payment methods.

With tokenization, card numbers are replaced with a unique ID or token, and must be combined with a Merchant Profile ID and Key, making it unusable if intercepted during transaction processing. Tokens are stored within the highly secure, PCI compliant Merchant e-Solutions servers, increasing the safety of the card information while minimizing the cost of a merchant's need to secure sensitive data in compliance with payment industry mandates.

About Merchant e-Solutions

Merchant e-Solutions, founded in 1999, provides Internet-based payment processing solutions for merchants and banks. Merchant e-Solutions currently processes more than $14 billion dollars in payments for more than 65,000 merchants, supporting 150 global currencies and all major credit, debit and alternative payment solutions. The company specializes in services for e-commerce and card-not-present merchants and provides a comprehensive suite of payment solutions that are PCI compliant and designed to reduce merchant risk exposure. Merchant e-Solutions is headquartered in Redwood City, CA, with operations in Spokane, WA, and satellite offices in Minneapolis, MN, and Columbus, GA. For more information, go to http://www.merchante-solutions.com.

Media Contact:

Kevin Gallagher
Merchant e_Solutions
Phone: 1.678.493.8853
E-Mail: kgallagher@merchante-solutions.com

Sales1 (866) 663-6132