The Merchant e-Solutions executive management team includes members of the former Bank of America Merchant Services executive team. With more than 100 years combined industry experience, the Merchant e-Solutions management team has a proven track record and knows just what it takes to develop, manage, and maintain a successful merchant business.


Sharif M. Bayyari

President & Chief Executive Officer

Sharif Bayyari founded Merchant e-Solutions, Inc. in 2000 and is the company's President, CEO and Chairman of the Board. A successful entrepreneur, he brings a rich wealth of merchant processing market knowledge and managing public companies. >>more


James M. Aviles

Chief Operating Officer and Manager of Products & Technology

Jim Aviles is a co-founder of Merchant e-Solutions, Inc. and is the company's Chief Operating Officer. With a successful operational background in merchant payment processing, he is responsible for R&D, Engineering and Operations. >>more


Charles Jadallah

Business Development

Charles Jadallah is the Executive Vice President for Merchant E-Solutions running Business Development, Bank Sales, and Corporate Development. Jadallah brings results oriented business experience in the payment systems, e-commerce and financial services sector. >>more


James J Kelly, Jr

Chief Financial Officer

James Kelly is the Chief Financial Officer for Merchant e-Solutions, and oversees the financial and accounting aspects of the company. James has broad experience in private and public financing, acquisitions and financial control and reporting. >>more


Germaine Karmiris

Human Resources

Germaine Karmiris is one of the founding members of Merchant e-Solutions, joining CEO Sharif Bayyari and COO Jim Aviles in November 1999, to become the Manager of Human Resources & Administration for the Company. Germaine brings her expertise in human resources. >>more

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