Verifi and Merchant e-Solutions Partner to Deliver
Card-Not-Present Risk Mitigation and Business Management Services

Los Angeles, CA – November 3, 2009 – Verifi, Inc. a leading provider of risk management solutions for card-not-present merchants, and Merchant e-Solutions (MeS), a global internet-based payment provider, today announced a partnership to jointly deliver a next-generation technology solution for risk management and payment processing.

Integrating Verifi’s suite of fraud prevention services with Merchant e-Solution’s innovative payment platform equips card-not-present (CNP) merchants with a powerful set of risk mitigation and business management capabilities.

Verifi’s Intelligence Suite™ platform provides merchants with an unparalleled single solution to manage and minimize the risks associated with CNP transactions while maximizing overall profitability.

The unique joint offering features access to Visa and MasterCard’s Account Updater, enhanced cardholder data, and an immediate electronic connection to chargeback and fraud data. Verifi’s direct integration with MeS eliminates the tedious process merchants are faced with of faxing or mailing chargeback representment documentation back to their acquirer.

Merchant e-Solutions has also been designated as a preferred merchant account provider by Verifi. Coupled together, their secure, streamlined, and entirely web-based solution provides merchants with an efficient and easy to deploy payment processing platform.

“Verifi offers a valuable service to merchants who require a more sophisticated transaction analysis in order to identify and mitigate risk. The solution complements Merchant e-Solutions’ commitment to work diligently with our merchants and integrators to help merchants process as efficiently as possible while avoiding chargebacks and risk,” said Jim Aviles, COO, for Merchant e-Solutions.

“We are very pleased to be partnering with Merchant e-Solutions. Our joint effort to provide a superior level of information for merchants is driven by our mutual clients who seek higher performance and better data access from their payment processors. Working together, we are answering this need,” said Verifi’s Chief Executive Officer, Jennifer Schulz.

About Merchant e-Solutions (MeS)
Merchant e-Solutions, founded in 1999, provides Internet-based payment processing solutions for merchants and banks. Merchant e-Solutions currently processes more than $14 billion dollars in payments for more than 65,000 merchants, supporting 150 global currencies and all major credit, debit and alternative payment solutions. The company specializes in services for e-commerce and card-not-present merchants and provides a comprehensive suite of payment solutions that are PCI compliant and designed to reduce merchant risk exposure. Merchant e-Solutions is headquartered in Redwood City, CA, with operations in Spokane, WA, and satellite offices in Minneapolis, MN, and Columbus, GA. For more information, go to http://www.merchante-solutions.com.

About Verifi
Verifi is a leading provider of global electronic payment and risk management solutions for card-not-present merchants. The highly customizable payment and real-time reporting platform serves as a foundation for Verifi’s suite of fraud solutions and risk management strategies. With a commitment of reducing risk while increasing profitability for clients, Verifi’s multi-layered approach enables transaction risk management and mitigation, business optimization strategies, cardholder authentication and chargeback re-presentment for all major credit card brands. Verifi is PCI Level 1 certified and headquartered in Los Angeles, California with a satellite office in Redwood Shores, California. For more information on Verifi, please visit: http://www.Verifi.com or please email us at Info@Verifi.com.