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River City Bank forms Strategic Partnership to
Provide Web Reporting Tools for Merchant Customers

August 7, 2003

SACRAMENTO – A partnership between River City Bank and Merchant e-Solutions will give business customers of River City Bank access to critical information regarding credit card sales.

River City Bank is the only community bank in Sacramento featuring Merchant e-Solutions services.

Now available through River City Bank’s Web site — www.rcbank.com — this new service means businesses with a Merchant Services account through River City Bank can now view their daily transaction activity and monthly statements through the Internet. Featuring a comprehensive set of reporting options, including batch, deposit, adjustment, and reconciliation reports, the services also provide flexible date ranges, special transaction and deposit search functions, and the ability to download report files for use with other programs.

Businesses with multiple store outlets can also view reports summarized for all outlets and each individual store.

As such, River City Bank customers can now keep closer track of their credit card sales without having to wait for their monthly statements to arrive in the mail. At the same time, bank officers can obtain up-to-the-minute information regarding data from merchant transactions. Thus, enabling River City Bank to continue providing superior quality customer service with even quicker account set-up times and faster response levels, more easily manage risk and ensure competitive pricing.

In addition to introducing comprehensive Web reporting tools for merchants, River City Bank will also offer live customer support for its customers by having a merchant specialist available 24 hours per day, seven days per week.

“We feel these developments further highlight our commitment to being a community bank with personalized products and services and we are proud to be the first community bank in the area to offer this service,” said Jeanne Reaves, president and CEO of River City Bank. “We’re very excited about our partnership with Merchant e-Solutions because it shows that we are able to bring the most innovative technology solutions to our customers, which helps them by enabling greater efficiencies in their financial processing. For example, with this new system, our customers will now have access to all of their merchant services information, historically and as their transactions take place.”

River City Bank Merchants are able to manage their business with timely and accurate information. Merchants benefit from transaction reports, monthly statements and information on activity and profitability, all via the Internet. Scalable reporting enables merchants to view data at a trend level, or at a transaction level.

“We are very proud to be working with River City Bank on this project,” said Bryan Lane, business development officer at Merchant e-Solutions. “Our cutting-edge systems and superior service will help River City Bank to enhance the level of service that it already provides and more easily manage their portfolio of merchants.”

If you would like to learn more about River City Bank’s Merchant Services products and online reporting tools, please contact Pat Lewis at 916.567.2661.

About River City Bank
Founded in 1973, River City Bank maintains assets in excess of $650 million and offers a full range of consumer banking services, along with business banking, commercial real estate lending and agricultural banking. As one of Sacramento's largest, independent locally owned banks, River City Bank employs 188 people and maintains 12 branches throughout the region, including branches in Davis, Woodland, Sacramento, Placerville, Elk Grove, Roseville, Citrus Heights, Lincoln and Granite Bay.

About Merchant e-Solutions
Merchant e-Solutions (MeS), headquartered in Redwood City, Calif., provides comprehensive, state-of-the-art payment processing services, acquiring management consultancy and a full-service product line to the under-served segments of the acquiring industry, including community and regional banks and small/middle market retailers. MeS services include point-of-sale products, payment processing systems, 24x7x365 customer support, account sales and servicing, Web-based portfolio management reporting and eCommerce Storefronts.

        
   

Contacts:
Pat Lewis
River City Bank
(916) 567-2661
Brian Fitzgerald
RS&E
(916) 446-9900

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